Mint

I love that Mint connects with all of your credit cards, bank accounts, and loans and gives you an easy to read list of balances, due dates, progress towards goals, and much more.

Some bank account connections need to be re-established regularly, but it is easy to do. I am guessing that is a security feature of the bank, and not the software's fault.

Mint is relatively easy to setup and allows you to link a broad category of accounts including: bank accounts, credit cards accounts, utilities (such as gas and electric), internet, and even investment accounts. In addition, Mint supports a broad number of companies within each category such as Wells Fargo, Chase, Xcel Energy, Xfinity and Robinhood.

Mint provides a fairly robust set of tools to manage your finances and set budgets. You can create categories for your purchases, and Mint will attempt to automatically assign your purchases to a specific category.

Perhaps one of Mint's best aspects, it is completely free.

It is not unusual for linked accounts to suddenly become unlinked, and while Mint is supposed to notify when that happens, it often does not. To relink an account you must go into the Mint app, go into the account settings, and manually relink each affected account. While the process is not difficult, when an account becomes unlinked you no longer get notifications when say a credit card bill is due.

The security and privacy of Mint has been brought into question by many sources, since linking accounts gives Mint nearly full access to those accounts. I personally have never had an issue, but it is something to consider.

The overall Mint interface can be rather clunky and difficult to navigate.

It's a great budgeting and costing app. It lets you see where all your expenditures and savings are and how well you are doing to meet your financial goals.

You're trusting a third party app with very sensitive financial information. I would like there to be a way where rather than the app drawing the information from financial institutions, I could enter in the information myself to generate the same results.

Mint is a great way to track all your personal finances, the mobile interface is great and it is easy to link all your accounts.

Nothing bad to say here, at points it was hard to link certain accounts and they would not refresh, but those issues have for the most part been resolved.

Mint is a great tool for creating budgets, managing your spending, managing investments, and tracking and paying bills. You can even keep tabs on your credit score. You can also set reminders about upcoming bills and alerts for any unusual spending activity. The best part is the app is completely free.

I'm not sure how I feel about using an app that links all your banking information and credit cards into it. Sure, they say your data is encrypted, but time and time again we have seen all other companies get hacked at some point or another. Also many financial institutions have started implementing these same tools that Mint offers, in which case you wouldn't need to use many of the features that Mint is capable of.