Mint

Avantages

Very easy to understand nothing to download or install just setup your accounts online: credit cards accounts, bank accounts, investment accounts...

Major US Institutions are integrated and also you have an option to enter manually any account or institution that are not supported.

It pulls all the individual transactions from your institution in a secured transaction, simply categorized your transactions, add tags, notes and voila you have all the reports in real time.

Drill down your report with pie or bar chart add specific filters: month, year or custom filter for specific category, account, merchant or tag.

Export transactions to a CSV for further analysis or reporting with the power of spreadsheet.

Setup your budget, goals for tracking and alerts.

Best part it is Absolutely free!

Inconvénients

Currently it does not support multi-currency due to which if you have an overseas account and you would like to see your net worth you will have to convert those transaction manually and enter them.

It only supports US institutions no support for overseas bank, institutions.

No integration with Turbo Tax or any tax software for filing taxes online

Avantages

Most of my financial accounts and assets are in my app. Credit, checking, savings, investments, and others are all together. I can see the value of all my accounts at once. I can add bill reminders. I can set spending and saving limits.

Inconvénients

My main negative remark is that the application disconnects from the financial accounts often and I need to re-sign in a lot. In addition, There are many investment funds that the application does not accept, yet. I hope this will change in the future as I will continue to be a user

Avantages

It's a great budgeting and costing app. It lets you see where all your expenditures and savings are and how well you are doing to meet your financial goals.

Inconvénients

You're trusting a third party app with very sensitive financial information. I would like there to be a way where rather than the app drawing the information from financial institutions, I could enter in the information myself to generate the same results.

Avantages

I love how easy it is to export financial data into excel to further analyze. I also like the built in graphics and reports mint gives to help me get a quick understanding over my financials.

Inconvénients

I am not a fan of the goal setting feature. It sets it up as a contribution that comes out of my budget, but I would like it more if it takes the net income and applies it to my goal.

Avantages

Mint is a great tool for creating budgets, managing your spending, managing investments, and tracking and paying bills. You can even keep tabs on your credit score. You can also set reminders about upcoming bills and alerts for any unusual spending activity. The best part is the app is completely free.

Inconvénients

I'm not sure how I feel about using an app that links all your banking information and credit cards into it. Sure, they say your data is encrypted, but time and time again we have seen all other companies get hacked at some point or another. Also many financial institutions have started implementing these same tools that Mint offers, in which case you wouldn't need to use many of the features that Mint is capable of.